Loan Officer
1 day ago
Job Summary
- Job Location: , Ashaley Botwe, , GH
- Job Function: Accounting, Auditing & Finance
- Employment Type: Full-Time
- Minimum Experience: 1 year
- Minimum Qualification: HND
- Age Range:
- Preferred Gender: Any
- Salary:
Job Description
Technical Requirements (Duties)
- Mobilize and recruit clients (individuals and groups such as traders, farmers, and artisans).
- Assess loan applications through field visits, business inspections, and character checks.
- Analyze clients’ cash flow and repayment capacity, especially for informal businesses.
- Prepare, process, and submit loan applications for approval.
- Disburse loans and ensure proper documentation and compliance procedures are followed.
- Monitor loan performance and follow up on repayments to minimize defaults.
- Conduct financial literacy training and educate clients on loan products and repayment terms.
Experience and Qualifications
- Bachelor’s degree or HND in Finance, Accounting, Business Administration, or related field.
- 1–2 years’ experience in microfinance, banking, or credit administration.
- Basic understanding of credit analysis and risk assessment.
- Strong numerical and analytical skills.
- Good communication and interpersonal skills for client engagement.
- Ability to work in the field and meet client mobilization targets.
- High level of integrity and attention to detail.